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Wysłany: Pią 12:58, 11 Mar 2011 Temat postu: asic 7622 |
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Should investors consider completing a financial planning course?
With the sub prime collapse and global markets taking large losses should the average investor be undertaking financial planning courses? ,[link widoczny dla zalogowanych]
Like it or not the vast majority of adults now have money invested either directly or indirectly. The investments are usually through their superannuation funds or managed investments. The majority of this money is under management but when large losses occur in the market place it is not unusual for individuals to wonder whether they could have done better or at least no worse than their fund managers. While many people would not countenance undertaking a RG146/PS146 course for others it may bean interesting and a very good idea.
The reality is that it is not that difficult. At the very minimum a financial planning course would allow individuals to become familiar with the principles that drive market crashes and recoveries. They could also get a better understanding of exactly what kind of investments might be suitable for themselves. Obviously many people would not want to spend their time doing an ASIC compliant course but for those that are motivated it comes with many advantages. Unlike some courses you don't have to pay ongoing money to keep your ASIC award. Even if an individual does not want to be a financial adviser the qualification world look tremendous on a curriculum vitea even to show that the person has an aptitude for financial matters. Many people retiring may find themselves getting nervous about the performance of their funds.
An [link widoczny dla zalogowanych] compliant course would give those people background and understanding about markets so that they are making informed decisions. Not only people who are giving personal or general advice would benefit for the knowledge contained within the qualification which is the Diploma of Financial Services (Financial Planning). In our modern culture nearly all pursuits in some way involve money even if it is taking the kids to basketball (there is the uniform, mouth guard, registration fee, entry fee, team fee and gift at the end of the year for the coach). Knowledge about money therefore is essential and it is not limited to just how to spend the money. If more individuals were taking the issue of retirement and investing more seriously this would create greater pressure for the specialists to make sure they were doing their job properly. If you are thinking of doing a financial planning course make sure your provider is properly accredited including PS146/RG146 compliant.
A person does not have to finish all aspects of a Diploma of financial planning. If they were interested in a special area there is nothing stopping them focusing on just their area of interest. The areas include Superannuation,[link widoczny dla zalogowanych], Managed Investments,[link widoczny dla zalogowanych], Derivatives,[link widoczny dla zalogowanych], Securities, Financial Planning and Insurance. Even qualified financial advisers specialise in certain areas and don't attempt to become the specialist in all areas. If you are interested don't be frightened to look up the [link widoczny dla zalogowanych] training register and find out who could help you. It may be cheaper and more convenient than you think. Find the best ps146 and Diploma of Financial Services training s[link widoczny dla zalogowanych]l in Australia.Topics related articles:
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