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Ppaca Financial Essentials For Employers Overview
Why Should You Attend: ,[link widoczny dla zalogowanych]
The Patient Protection and Affordable Care Act (PPACA) may fundamentally change the American healthcare and health insurance industries. PPACA will also offer very generous financial subsidies to low-and moderate income individuals who take advantage of state Health Insurance Exchanges. At the same time the law imposes financial penalties on employers who do not offer coverage. Health reform offers employers an opportunity to re-evaluate their business financials and total compensation strategy to determine if not offering coverage and paying the penalty makes more financial sense.
Learning Objectives:
At the end of this session you will be able to:
- Determine the financial cost of providing employer-sponsored health coverage.
- Determine the financial cost of not providing employer-sponsored coverage.
- Evaluate the financial impact of both health coverage options on an employer.
- Evaluate the total compensation strategy for employees.
Areas Covered in the Seminar:
- Typical costs of employer-sponsored health coverage.
- PPACA large for-profit employer example
- PPACA large non-profit employer example
- Financial penalties imposed on employers for not offering health coverage to employees.
- Financial impact of both health coverage options on an employer.
- PPACA large for-profit employer example
- PPACA large non-profit employer example
- Total Compensation strategies that minimize the impact of PPACA on employees.
- Questions and Answers.
Who Will Benefit:
- Business owners
- CEOs
- CFOs
- COOs
- HR Managers
- Benefit Administrators
- Health Insurance Agents and Brokers responsible for employer-sponsored benefits
Instructor Profile:
Tony Gutierrez, is Vice President of Integrated Benefit Solutions, Inc. /White Bear Group Consulting. He has expertise is group life, health and voluntary benefits. Tony is currently a member of and webmaster for the Triangle Association of Health Underwriters. He is also technology chair for the North Carolina Association of Health Underwriters. Tony has served as media relations chair for the Triangle chapter,[link widoczny dla zalogowanych], NC state chapter, and National Association of Health Underwriters. He has been to Washington on several occasions representing health insurance agents and brokers to discuss Health Reform legislation. He is an experienced course designer, developer,[link widoczny dla zalogowanych], and instructor. Tony has a bachelor degree in Electrical Engineering from NC State.
Teresa C. Gutierrez, is President of IBS/White Bear Group insurance and consulting group. She is a certified Life Underwriter Training Council Fellow (LUTCF). Teri is Past President of the Triangle Association of Health Underwriters, Awards Chair North Carolina Association of Health Underwriters and past President of the Raleigh Life Underwriters Association. Her professional achievements include two Seabury & Smith Director's Council National Awards. Teri is currently Vice President,[link widoczny dla zalogowanych], NC Association of Heath Underwriters. Teri brings over 20 years of experience in group health, self-funding, disability, life, and voluntary benefits for mid-size businesses. Teri was also appointed to represent health insurance agents and brokers on the new North Carolina Health Benefit Exchange and Insurance Oversight Workgroup preparing for the NC Health Insurance Exchange in 2014 as mandated in the PPACA legislation. Teri has bachelor degrees in Marketing and Business Administration from Barton College, NC.Topics related articles：

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